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ASSET-BASED LENDING

Premium Finance Asset-Based Lending

Flexible capital solutions designed for businesses seeking more ways to fund growth and opportunity.

Discuss a Lending Opportunity
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Capital That Understands the Portfolio Behind It

Premium finance assets have specialized cash flows, servicing requirements and performance characteristics. Our lending conversation begins with the portfolio itself - what it contains, how it performs and what the capital is intended to support.

Who This Solution Is For

  • Premium finance companies

    Premium Finance Companies

    Organizations seeking lending capacity aligned with eligible premium finance receivables or loan portfolios.

  • Specialty finance organizations

    Specialty Finance Organizations

    Finance businesses with a defined premium finance strategy and qualifying assets.

  • Platforms and program sponsors

    Platforms and Program Sponsors

    Approved organizations building or expanding a premium finance program that requires an institutional lending relationship.

What the Lending Relationship Covers

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    Portfolio & Performance

    Review eligible assets, portfolio performance, concentration, servicing practices and operating history supporting the requested facility.

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    Capital Need & Growth Plan

    Assess the requested facility size, intended use of proceeds, growth plan and business strategy supporting the borrower’s capital need.

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    Structure, Term Sheet & Commitment

    Establish potential terms, collateral parameters, reporting requirements and controls, subject to underwriting, documentation and final approval.

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    Proprietary Borrowing Base & Reporting

    National Partners’ proprietary daily borrowing-base process and reporting provide ongoing visibility to support monitoring and facility management.

HOW IT WORKS

How the Conversation Moves Forward

  1. Initial Portfolio Discussion

    Share the organization, portfolio profile, servicing model, capital need and goals for the proposed lending relationship.

  2. Preliminary Financial Review

    Provide requested portfolio, financial and operating information so National Partners can complete a preliminary lending review.

  3. Structure & Commitment

    Evaluate potential terms, collateral parameters, reporting requirements and controls, subject to underwriting, documentation and approval.

  4. Closing & Ongoing Management

    Complete diligence, documentation and closing, followed by agreed borrowing-base reporting, ongoing monitoring and regular communication.

Common Questions

An institutional lending structure in which approved capital is supported by eligible premium finance assets or receivables, subject to underwriting, collateral requirements and loan documentation.

Build the Right Partnership Model

Start with the business model and the value you want to create. National Partners will bring the right sales, operations, technology and servicing teams into the conversation.

Start a Partnership Conversation